Agricul Credit

Stock more. Pay on your terms.

Eligible agri retailers can buy genuine GPC & Nihon products on credit — place bigger orders, keep your cash free, and manage every due and repayment right inside the Agricul app.

Why Agricul Credit

Buy now, pay later — built for retailers

Flexible Credit Limit

A credit limit suited to your shop and ordering pattern.

More Buying Power

Order bigger and stock more without blocking your working capital.

In-App Ledger

Track your dues, repayments and statements anytime in the app.

Fast, Paperless

Quick, paper-light verification so you can start ordering sooner.

How it works

Apply in 4 simple steps

1

Download & Login

Install the Agricul app and sign in with your shop details.

2

Apply for Credit

Submit your shop and KYC/GST details for credit review.

3

Get Your Limit

After verification, your approved credit limit is activated.

4

Order & Repay

Buy on credit and repay easily — all tracked in the app.

Eligibility

Who can apply?

Agricul Credit is for genuine agri retailers and dealers. Final approval is subject to verification and terms.

Registered Retailer / Dealer

You run an agri-input shop and are registered on Agricul.

Valid Shop & GST Details

Shop documents and GST details for KYC verification.

Ordering History

Some ordering activity on Agricul helps assess your limit.

Ready to buy now and pay later?

Apply for the Agricul Credit Facility right from the app — quick verification, flexible limit.

FAQs

Credit — common questions

Registered agri retailers and dealers on Agricul with valid shop and KYC/GST details can apply. Final approval is subject to verification.
Credit terms, limit and any applicable charges are shown in the app at the time of application, subject to verification and terms.
Your limit is assessed from your shop profile, KYC and ordering activity on Agricul, and can grow as you keep ordering and repaying on time.
Repayment and your full ledger are managed inside the Agricul app, so you can always see dues and statements.